How do I send money to someone else who has an external bank account?

To send money to someone else’s bank account, use Same Day ACH or Standard ACH.

• Same Day ACH: Flat $10 fee. Delivery by the same business day* if submitted before 2:00 PM CST (with earlier cutoffs at 8am and 12pm for midday deliveries).
• Standard ACH: Free. Delivered in 1–3 business days .

 Steps:

1. From your dashboard, select ACH Express (for Same Day) or ACH Transfer (for Standard).

2. Enter the recipient’s bank account details or select a saved account.

3. Enter the amount.

4. Review fees and estimated delivery time.

5. Confirm and submit.

*Excluding weekends and federal holidays.