There are no monthly fees, no minimum balance requirements, and there are no fees to transfer payments using standard ACH.
Optional transfer fees:
- Instant Transfer to another bank account you own: $3 (<$300), $5 ($300–$1,499), $10 ($1,500+)
- Express ACH (same-day, before 4pm CST*): $10 (any amount)
* Excludes weekends and federal holidays.
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